Risk Management

Risk management is more than finding an insurance policy. In our office Risk Management figures prominently in our decision making process. Choosing and implementing the right type of insurance program - life insurance, property and casualty, disability and health coverage - starts with understanding your individual needs, risks, and budget.

Thomas Financial Associates continues to lead the way in identifying and quantifying risk, sharing knowledge, and customizing risk services and products to fit your current and future needs.

The financial planning process includes a thorough review of your insurance coverage and exposure to risk in the following areas and many more:

• Property and Casualty
• Health Coverage
• Disability
• Life Insurance
• Long-Term Care Insurance

Using a variety of adaptive industry tools and methods, we can help clients analyze their risks and vulnerabilities. With this information we can provide objective guidance in the selection and implementation of proactive risk management models and programs.